Exposed: Suspicious E-mails & Shady Business Deals Are Sure Signs of Fraud
Your Social Security number, bank account numbers, credit card numbers, debit card numbers, and PIN numbers are avatars of your digital identity. Each time you record this information in any format, you should ask yourself, "Is what I'm doing safe? Do I need to release this information?" More often than not, a number like your SSN does not need to be released, and you can simply provide the last four digits. Among identity theft schemes, fraudulent e-mails are a method of luring people into releasing their personal information into the wild.
Below is an exact copy of an e-mail I received from "Dr. Noel Panga" at 12:52 P.M. on August 5, 2010. The tone and style of these e-mails is predictable (this is not the first of such e-mails I have received). Senders of fraudulent e-mails note that quick action must be taken in order for you to benefit from whatever they are offering, and Noel Panga does exactly this. Also, note the warning message from Gmail; email providers have caught onto these types of schemes and often warn users. Don't count on this, though, and recognize the patterns so that you can avoid being taken in.
fromDr Noel PANGA <email@example.com>
dateThu, Aug 5, 2010 at 12:52 PM
subjectReply My Mail Pls.
hide details 12:52 PM (1 hour ago)
Warning: This message may not be from whom it claims to be. Beware of following any links in it or of providing the sender with any personal information. Learn more
My name is Dr. Noel PANGA,
A Banker in one of the reputable Bank here in my Country . I have decided to contact you on a business proposal of $7M (Seven Million United States Dollars).
The depositor of the said fund died with his wife and children during the Iraq war in 2006.The deceased customer used his wife as the next of kin but unfortunately, The wife died along side with him leaving nobody for the claim.
According to our Banking law, If the fund remain unclaimed for three (3) Years then the fund will be transferred into the reserve Bank as unclaimed Bill. And I don't want the fund to go into the Bank's treasury and as such, let us claim the fund now.
I want to present you as his business partner so that the Bank will transfer the fund into your Bank account for us to share it.Your percentage will be 40% while 50% will be for me. Then 10% will be used for expenses and to install a joint company in your country which will bear our names in particular and whatever profit made out from this company will be used in helping the less privileges, motherless babies home and charity organization in the world.
As an insider in this Bank, I assure you that, this transaction is 100% risk free and legal. And it success will bring your family and mine to an everlasting relationship in future.
The transaction will take us only 14 Bank working days depending on your swift response. If you are willing to do the transaction with me, Contact me for more details and give me your Private Email id............. / Phone no............... for confidential reasons.
Thanks for your co-operation,
Dr Noel PANGA.
Senior Staff Manager.
There is a forum available for reporting fraudulent e-mails to the Federal Bureau of Investigation. This group is referred to as the Internet Crime Complaint Center and can be found at www.ic3.gov If you receive e-mails similar to the one above that you believe are suspicious, you are doing the world and yourself a favor if you report them to the Internet Crime Complaint Center.